Monthly Archives: April 2014

Private Health Insurance For Employees: Change In PKV Simplifies

PKV three – year period shall not apply to employees and clear the way for a change in the private health insurance. Latency for employees on a year shortened employees and workers in the private health insurance (PKV) employees, i.e. employee insurance and the way in the private Krankenversicherung (PKV) workers, has been blocked. To be able to get into a private health insurance company in the enjoyment of the full range of services, a waiting period had to be kept in a where on three consecutive calendar years a gross income had to be demonstrated by last at least 48.600 euro. This so-called “three – year” control in the car was for employees by the last Government in 2007 been introduced to prevent the influx of high-income and healthy employees and workers in the car. That prompted the exodus of those members from the statutory health insurance (GKV) in the private health insurance and thus the risk of the principle of solidarity which healthcare continuous Anhebeung of the insurance limit of initially 39.574 Euro Euro currently 48.600.

For the year 2010, raising the year working pay limit, short JAEG, is planned 49950 euro. But after planning the new black yellow coalition should no longer occur. On the contrary, a reduction of the year working pay limit to about 45,000 euros is to allow a change in the coveted private health insurance also employees and workers of the middle class. After the major constraints in which the PKV suffered from health insurance customer loss and cost increases, this is as a courtesy. Most recently the Association of private health insurance companies (PKV-Verband) about the imported and not compensatory PKV base fare and the regulation of retirement provisions complained. When a health insurance exchange so insured could take their savings retirement provisions in the new car, to stabilize the posts at the age. This change is for a large transfer of employees and workers in the private Take health insurance with them.

Change in the private health insurance and comparison of the PKV rates for employees and workers staff and workers who are already insured in private health insurance can make a change in their health insurance only in compliance with the notice period. Increasing contribution by the PKV is an exception. With the time input of a post boost has a so-called extraordinary right of termination each insured persons and can change the car without compliance with the notice period. A notice must be adhered by the law in the private health insurance even when changing. Also, the above mentioned circumstances come to the bear. A change of health insurance should be considered but always good. Especially in the age is often detrimental to change and not worth it. Under certain circumstances, a car can sense changes in young and healthy policyholders do. Here is a comprehensive comparison of tariffs for private health insurance for employees to recommend, individually appropriate and to determine policies that are both affordable and powerful. Here, nothing should be left to chance. A personal consultation and needs analysis by an independent insurance broker is hard to replace and can be used often free of charge and without obligation.

PCE Germany GmbH

Thermal imaging cameras can help to make clearly visible insulation problems and other abnormalities of the building. At the present time, it is known that our energy supplies are limited and thus very valuable now everyone. Thermal imaging cameras can help to make clearly visible insulation problems and other abnormalities of the building. Also, thermal imaging cameras are excellent for checking of solar systems, in-house maintenance and maintenance of machines and equipment in almost all industrial sectors. The advantages are also in this new thermal imaging camera PCE-TC 5 on hand, such as the ease of use, long battery life, the extensive scope of supply and the affordable price. With the created Thermographic images then targeted renovation measures can perform, to improve the quality of living and reduce incidental costs.

The PCE-TC 5 is vision including a thermal imaging camera and digital camera in one, the so-called dual”. The dual vision can be up to 4 Select temperature measuring points with adjustable levels of emission and a temperature difference between two points. Wamebildkameras are used mostly in the winter months, because high temperature differences between outdoor and indoor temperature must be given, to create effective images. Only in this way, you can clearly see where a real estate unnecessarily loses heat. Each temperature is represented in a different color to visualize the temperature distribution in the building at a glance. The warmest temperature areas appear white and the coldest blue.

Despite the temperature distribution, care should be taken that the buildings to be evaluated not before are been warmed up by the Sun. It is therefore recommended only early in the morning or late in the evening to use a thermal imaging camera. The exact location of the measuring field is made possible by a laser pointer of the thermal imaging camera. All recordings are stored on a SD micro card and can be edited immediately or later on the PC, with the help of a software. It is possible also all shots at the new PCE-TC 5 with voice comments, thanks to built-in voice recorder to demonstrate. The new thermal imaging camera PCE-TC 5 PCE Germany GmbH, helps the growing energy and costs, through the use of the thermal imaging camera, to reduce. More information under: technical data/thermal imaging camera pce-tc5.htm

The Reason For Using Mulch As A Method For Maintaining

In winter, we are not surprised when we see the fresh vegetables and fruits. Since even a child knows that there are greenhouses, through which the cold season you can grow plants. Of course, there is another way, thanks which counters covered with tomatoes, cucumbers and so on. True, this method has its drawback – lack of product quality. That is, in order to preserve the freshness of products grown in warm weather year, they 'cut away' various harmful substances.

Therefore, this method, we will not discuss. Greenhouses and more preferable because it excludes a devastating impact on the fertile soil from wind and sun. AND you know, that when the street is hot, the soil suffers, and when severely cold. But as it turns out, not only can save greenhouse useful properties of the soil, but mulching will help in this. Mulching – what is it it? The name refers to the process of representing a variety of materials obrabatyvanie cover. In addition, it helps save you time and effort.

After carrying out such activities weeds peers for a long time cease to grow, and grow much slower long-term. With the property for a long period to maintain moist soil, mulching materials do more than regular watering. And so this feature is realized, need this kind of material lay directly after a rain or watering. This method has the advantage that lies in the fact that the soil is not very hot in summer but not much ice-free, thereby preserving the roots perennials. Another advantage – mulch can protect plants from diseases and some pests. For example, you can say goodbye to pesky moles. It is important to note, are very suitable conditions land to grow worms and as a consequence of land will be much more friable. Naturally, many think that simply do not need fertilizer, if you use mulch, but in fact mineral fertilizers and other simple needed as mulch – this is only a partial 'complementary feeding' of the soil. So give up other nutrients is not necessary.

The Purpose Of Autogenic Training

It is quite clear: the problem of character and intellectual abilities in our eyes are often more significant partial physical health disorders. Not accidentally, and Schultz, the founder of the at technique, considered the AT-1, only the introduction of AT-2. However, it is impossible to master the highest level of at, without examining methods of AT-1. Deliberately to influence the emotional sphere can not only mastered the autonomic responses are all manifestations of higher nervous activity has its biochemical and physiological nature. Methodological consistency in at can be broken without prejudice to its outcome. Schultz thought the complex AT-2 core, mostly. However, this "home" at not succeed: 45 years, she has not received any significant proliferation, while the AT-1 is widely used around the world.

The reason for this in the wrong methodological basis shultsevokoy AT-2, it is rather cumbersome and excessive complexity of techniques and, more importantly, in its ultimate failure. AT-2, according to Schulz, is based on visualization of concepts and is nothing like an original autopsiho analysis. So what should someone who wants to continue training at a higher level? Do the following simple exercise: achieving autogenous dive, imagine that you are going to unfrequented avenue or alley. Act of walking to imagine with all the imaginable detail. However, you can go, changing tempo and rhythm of walking. Here and join in with this, mentally changing the characteristic distance. Very comfortable doing it, recalling the appropriate music. And if you're starting with a slow "Leading the" under smooth waltz tune, speed up the steps at a pace stately march, and then dancing under the foxtrot, you will notice that depending on the chosen tempo change your breathing, pulse, and to some extent your mood. Change the tempo and rhythm of movement and change the tempo of mental processes, the pace of experiences.